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Real Mortgage Associates Inc | License # 10464

Real Retirement, Real Freedom

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About Us

OUR TEAM

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Ron De Silva, CPMB

Mortgage Broker

Ron De Silva is a mortgage broker, and an advocate for better consumer awareness through financial education. He is the Founder and Chief Executive Officer, at Real Mortgage Associates Inc, a firm he established in 2006. Under his leadership, the company has grown into one of Canada’s respected independent mortgage networks, supporting more than 350 mortgage professionals and affiliates nationwide.

Over the course of his career, Ron and his network have helped tens of thousands of Canadian homeowners navigate major financial decisions with clarity and confidence—including hundreds of families who have used reverse mortgages as part of their retirement strategy.

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Anne Doyle

Agent level 1

Anne has been a licensed mortgage agent since 2017. For most of her tenure in the industry, Anne has worked alongside her partner, Ron, providing support for the mortgage professionals at Real Mortgage Associates Inc. 

20+

years helping homeowners

100+

satisfied reverse mortgage clients

3000+

People Helped

About TheREVERSEMORTGAGE.ca

Reverse mortgages in Canada are regulated financial products with defined structures, costs, and consumer protections. Understanding interest rates, fees, and repayment terms is critical before considering any mortgage option.
 
At TheReverseMortgage.ca, we explain these details clearly — including how interest accrues, what costs to expect, and how penalties work in different scenarios.

Residential Homes

Testimonials

Upgrading A Home In Preparation For Sale

Client: James Raymond

"Using a reverse mortgage allowed my father to renovate his long-time family home to prepare it properly for the future. The improvements made the home more marketable, and when it was eventually sold, the final sale price was more than double the outstanding reverse mortgage balance. Even after interest and renovations, there was still substantial equity left for the family. This experience showed that, when used carefully, a reverse mortgage can help protect family equity rather than take it away."

“Helping My Mom Stay Where She Belongs”

Narrator: Karen Wilson (45)
Parent: Evelyn Wilson (78)

"Using a reverse mortgage allowed my mom to access her home equity without selling her house, making monthly payments, or giving up ownership. The funds helped pay for safety upgrades, in-home support, and a financial buffer that immediately improved her comfort and peace of mind. Most importantly, it allowed her to stay in the home and community she has loved for over 40 years. This decision was not about protecting an inheritance, but about preserving her independence, dignity, and quality of life."

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